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Ahmed HATRI

CASABLANCA

En résumé

Business development manger with experience in the areas of credit & risk analysis, assure financing the operating cycle of companies, business control, budget planning and accounting,
Providing a high quality key analytical support to company managers and participating in several financial projects
High performing individual, demonstrating enthusiasm and initiative, with ability to work on a multicultural environment, easy integration and self-motivation
Ambitious and looking forwards to expand my experience, and improve my skills in company day-to-day business and related strategic priorities and operations to achieve



Mes compétences :
Investment Banking
Trade Finance
Credit Analysis
Financial analysis
Portfolio Management
Branch Banking
Commercial Banking

Entreprises

  • Finéa, Groupe CDG - Business Development Manager

    2012 - maintenant • Analysed the customer’s portfolio based on: sales turnover, debt, financial autonomy,
    • Financial independence, profitability and exploitation result.
    • Evaluated the customer risk according to scoring method.
    • Determined a credit limit by customers and followed-up of the overdraft.
    • Accomplished covering: follow-up of the customers.
    • Followed-up the invoicing, the payments and the customer’s complaints
    • Maximize earnings potential and revenue of relationship.
    • proactively enhance relationships with existing and prospective clients to achieve business targets
    • develop and acquire new business to deepen business relationships with existing and potential clients in the identified market segment
    • Submitting credit applications to credit committee
    Negociation and Set up of Legal documentation
    • prepare credit proposals and perform financial analysis to facilitate credit assessment and approval
    • monitor underlying credit risk through effective risk management
    • Keep abreast of market developments and proactively manage asset quality of Corporate Banking.
    • Build strategic working relationships with other business sectors and external parties to provide seamless solutions to clients' banking needs.

  • Bmce Bank - Customer Adviser

    2010 - 2012 • Updated customer portfolio: optimise profitability, risk and cash
    • Accomplished portfolio review
    • Analysed and determined portfolio performance
    • Evaluated the profit and loss of customer portfolio
    • Contributes to increase the Bank’s profitability and enhance existing INVESTMENT products & services range and develop new products based on customer’s needs and expectation.
    • Identifies and handles customers inquiries completely and accurately.
    • Maximizes opportunities to up sell or cross sell Bank’s product and services which meet customer’s needs
    • Analyse, evaluate and recommend loan applications within the Bank's risk parameters and guidelines.
    • Initiate regular clients' site visits and follow-ups to establish better rapport to boost utilization and increase market share volume.
    • Manage business partners by prioritizing and providing enhanced services to facilitate a differentiated experience to our business partners and customers

  • BNP Paribas - Trainee : risk management analyst

    Paris 2010 - 2010

  • A.K Commercialisation Internationale - Trainee : Financial analyst

    2009 - 2009 Financial study of food products:
    Development of forecasting Balance Sheets / 5years
    INCOME STATEMENT Development of forecast / 5years
    Etablish the cash flow forecast / 5years

  • Crédit Agricole - Trainee : Customer Adviser

    Montrouge 2008 - 2008 - dentifies and handles customers inquiries completely and accurately.
    - Maximizes opportunities to up sell or cross sell Bank’s product and services which meet customer’s needs
    - Analyse, evaluate and recommend loan applications within the Bank's risk parameters and guidelines.

  • KAZEM - Trainee : Accounting

    2007 - 2007 bookkeeping
    tax and accounting statements
    preparing invoices

Formations

  • Ecole Supérieure Du Commerce Et Des Affaires / Esc Grenoble (Casablanca)

    Casablanca 2010 - 2012 Specialized Master

    The ESCA School of Management is a pioneer in high-level training in Audit and Management Control. Its experience gets its strength from its national and international networks. Upon completion of this course, Graduates obtain a Superior Cycle degree in Audit and Management control, from ESCA School of Management . Participants also benefit from The ESCA outstanding agreements’ with the Management

  • IAE (Lille)

    Lille 2010 - 2012 internal control

    Modeling for Finance and Market Analysis
    Principles of Management Accounting and Control
    Financial Management Performance
    International Financial Auditing
    Financial Statements Analysis
    Internal Control, Internal Audit and Risk management
    International Risks and Settlements
    Fraud investigation
    Corporate Finance
    ERP for the financial controller
    Accounting Consolidations
    Law and taxation

  • Graduate Institute For Banking And Financial Studies (Casablanca)

    Casablanca 2006 - 2010 Master's degree

    Advanced Financial Theory, Portfolio Theory, Fixed Income Securities, Financial Derivatives, Econometrics, Empirical Asset Pricing and Financial Institutions Management.

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