La Défense 2006 - maintenantResponsibilities current position at Dexia Bank Belgium: "Senior Credit Analyst":
* Detailed risk analysis by analyzing financial statements and related data to determine credit risk and credit worthiness of current and potential clients regarding to following scope:
* Participating in the decision taking process in the scope of my mandatory responsibilities, report and argue the credit decisions
* Managing the Dexia Bank credit risk portfolio.
* Advising on and recommending changes to credit policies and procedures.
* Working with the Corporate and Structured Finance Department to enable business growth while maintaining acceptable credit risk levels.
* Technical support to the front office by recommending and structure possible technical (credit) solutions. Participate as appropriate in the structuring / negotiation of deals to minimise risks
* Coaching of colleagues-analysts
* Participate to workgroups enabling the operational efficiency of the (internal) credit process
* Keeping up to date with issues that may affect credit decisions.
* Staying informed about the legal, compliance, fiscal, accounting and market-risk-related issues involved in the approval of credit.
* Post-approval support for legal, compliance, operational, monitoring and system requirements.
Dexia Bank Belgium
- Credit Analyst
La Défense 2003 - 2005* Detailed risk analysis by analyzing financial statements and related data to determine credit risk and credit worthiness of current and potential clients regarding to Midcorporate and Corporate clients.
* Responsible for a client portfolio
* Keeping up to date with issues that may affect credit decisions.
* Staying informed about the legal, compliance, fiscal, accounting and market-risk-related issues involved in the approval of credit.
Dexia Bank Belgium
- Junior Credit Analyst
La Défense 2001 - 2002Detailed risk analysis by analyzing financial statements and related data to determine credit risk and credit worthiness of current and potential clients regarding to Midcorporate and Corporate clients.
Formations
HOGESCHOOL GENT (Gent)
Gent1998 - 2001Management van financiële instellingen