Paris2010 - maintenantBNP Paribas Corporate and Investment Banking (Paris, France) – Senior Credit Analyst IBE
Clients’ portfolio: major Spanish and German companies (41 groups in total).
Management of the credit flow from origination to implementation: deals in the pipeline, in-depth study of credit proposals (both new transactions and annual reviews), identification and assessment of key topics/issues, day-to-day dialogue with local credit and front teams, HO risks department and business lines.
Ensure that requests fit within Investment Banking Europe (IBE) strategy in terms of creditworthiness/risk/returns, and facilitate decision-making process by issuing clear and synthetic recommendations (both written and oral)
Present and defend the credit files to any HO credit committee including Comité de Crédit de Direction Générale (CCDG).
Active participation in strategic topics engaged within IBE Credit Management (key reportings, structuring of IBE internal process, decisions follow-up…).
BNP Paribas Spain
- Credit Analyst
2007 - 2010BNP Paribas Corporate and Investment Banking (Madrid, Spain) – Credit Analyst
Client portfolio: major Spanish Utilities (Iberdrola, Endesa, Gas Natural, Enagas) and major Spanish automotive suppliers (Gestamp, Cie Automotive, Grupo Antolin) among others.
Perform comprehensive operational and financial analysis on Spanish large and mid-cap companies (credit, country and industry risks assessment)
Analysis of clients’ debt restructuring proposals
Active participation in the analysis of structured corporate deals (acquisition finance, debt capital market).
Support to Relationship Managers regarding the strategy towards core clients
ERNST & YOUNG
- Legal Audit Internship
Courbevoie2007 - 2007- Teamwork on various audit missions
- Legal audit work: understanding of the firms’ business and economic environment, financial statements’ accounting analysis, internal procedures’ review, accounting tests…
- Strong relationship with clients (interviews...)