En résumé

I have been working in Cards & Payments industry for more than 7 years. Throughout this period, I have practiced different jobs (Software Development Engineer, Solution Architect, Team Leader, Project Manager), where I have enjoyed developing and managing projects for mission-critical components and systems that are now in use by many huge customers in different countries and operating in different industries such banks, posts, telecom operators… etc


 Strong customer facing experience  Problem solving
 Excellent industry knowledge
 Project management  Solution providing
 Team leading
 Adaptable  details oriented

Credit Revolving ♦ Credit cards ♦ Charge cards ♦ Corporate cards ♦ Islamic Cards, Installment cards ♦ Direct Debit ♦ Fees ♦ Payment Allocation ♦ Statement ♦ Collection ♦ Issuing (Debit, Credit and Prepaid cards) ♦ Application Workflow ♦ Cards Operations ♦ Authorization Processing ♦ Acquiring & Merchant Settlement ♦ Transactions Processing ♦International payment gateways (Visa, MasterCard, AMEX, Diners ) ♦ ATM Switch (NDC, Diebold) ♦ POS Protocols (ISO8583, CB2A) ♦ HSM Interface (Host Security Module)

Mes compétences :
Oracle reports
Oracle forms


  • Société Maghrébine de Monétique - Project Manager

    Casablanca 2011 - maintenant • In charge of SELECT System® Switch implementation for several accounts (More than 8 countries)
    • Participating in the preliminary study phase of large size projects
    • Writing technical and functional specifications
    • Managing a team of developers (2-3 persons)
    • Responsible of the integration phase and customer deliveries
    • Providing training sessions to our clients
    • Providing support to our clients after cutover
  • Steria - Senior Consultant

    Paris 2008 - maintenant • Writing technical and functional specifications
    • Preparing the Development Environment
    • Implementing new requirements
    • Bugs and errors correction
    • Unit and Integration tests
    • Customer Delivery
    • Handling changes based on customer feedback
    • Writing Technical and End-User manuals
    • Team assistance
  • HPS - Consultant

    2007 - 2008 • Development of many PowerCARD front-end modules
    • Development of PowerCARD customizations
    • Tuning of PowerCARD Installations for several accounts
    • Onsite implementation of PowerCARD for different customers (Japan, Senegal, France)
  • AVIASYS - Graduation Project

    2007 - 2007 Subject
    Real time system for reception and processing of aircraft flight parameters.

    Main Tasks
    - General Specifications validation.
    - Designing of technical specifications.
    - Solution implementing.
    - Unit and integration tests.
    - Solution deployment.


  • Ecole Nationale Supérieure D'Informatique Et D'Analyse Des Systèmes (ENSIAS) (Rabat)

    Rabat 2004 - 2007 Software engineer
  • ENSIAS (Ecole Nationale D'Informatique Et D'Analyse Des Systèmes ENSIAS (Rabat)

    Rabat 2004 - 2007