Iman BENGHERSSA

En résumé

Entreprises

• SPA PAIN SUR TABLE - Head of Corporate Development

  2013 - maintenant * ;
  * Participating in budgeting, forcasting and financial management at departmental & executive level.
  * Overall control of all financial transactions and accountancy matters including audit systems.
  * SPA Pain Sur Table is a multi-million euro industrial bakery covering part of North Africa.
  * ;
  * * Accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
  
  * Liaising with the Project Fundraiser to plan and set budgets for projects, and to oversee efficient
  allocation and effective use of funds by partners to ensure all activities are carried out within an
  agreed budget.
  
  * Carrying out regular monitoring of projects to ensure quality delivery of outputs and activities;
  ensuring effective evaluation of these projects through visits and reports from partners.
  
  * Continuously reviewing and developing the corporate relationship management strategy through
  industry research and understanding of trends.
  
  * Coordinate and lead the annual audit process, liaise with external auditors and the finance committee
  of the board of directors, assess any changes when necessary.
  *Monitor risk management policies and procedures to ensure that program and organizational risks are minimized.

• Abu Dhabi Islamic Bank - Senior Relationship Manager, Priority Banking

  2011 - 2013 Promoting the UK service proposition by liaising closely with existing UAE branches including Private Banking divisions, and Gold Centers.
  
  * Member of the founding team of ADIB UK, responsible for setting out the UK account procedures in
  Accordance to Sharia Law
  * Developing/maintaining a High/Ultra High Net worth client base.
  * Constant contact with customers, quick and effective problem resolution, strong understanding of customer's plans broad expertise of bank's products and deep familiarity with related processes important to customers.
  * Working closely/aiding marketing department and others by introducing and implanting new banking products.
  * Giving feedback to management by preparing monthly reports (sales, quality, customer satisfaction)
  * Keeping customer files, ensuring all audits are passed and ML regulations maintained, including arranging MLRO/Compliance Officer undertaking monthly audits.
  * Increasing Brand value and visibility, developing a pipeline for new business from outside sales calling effort s and other networking exercises, field work, finding prospects.

• BNP Paribas Algerie - Senior Corporate Account Manager

  2010 - 2011 Utilising in-depth database of selective corporate prospects; cultivating, maintaining and nurturing key new / existing client relationships, conducive to business growth having recently gained promotion to Corporate Account Manager for the company's most prestigious accounts.
  
  * Responsible for managing existing relationships and new varied client portfolio comprising some of the banks biggest accounts.
  * Line management responsibilities ;
  * Planning sales and business development opportunities. ;
  * Cost monitoring and consolidated reporting. ;
  * Negotiation and maintenance of sales or service contracts.

• BNP Paribas Algerie - Junior Corporate Account Manager

  2008 - 2010 Key achievements
  * Sourced, analysed and managed client portfolios to provide a significant amount of value added recommendations.
  * Recommended attractive lending opportunities to senior bankers and senior credit risk analysts through written and oral presentations.
  * Ensured the completeness, integrity and accuracy of financial information supplied through extensive client liaison.
  * Communicated efficiently with senior management on complex credit issues.
  * Managing and resolving problem credits; negotiating on behalf of the client and working closely with the bank's corporate counsel.

• Generale Algerie (SGA) - Portfolio Retail Manager

  2006 - 2008 Gained invaluable exposure to long-distance banking and front office operations in a multifaceted role; adopting a collaborative approach at all levels to support the delivery of service excellence while managing a portfolio of 480 private clients.
  
  Key achievements
  * Oversaw the management of current / deposit accounts, alongside debit / credit card payment services.
  * Analysed and delineated client needs in relation to bank accounts / lending requirements.
  * Facilitated the timely completion of ad-hoc administrative functions.
  * Successfully assessed and managed foreign client accounts and all associated enquiries.
  * Recognised as a strong team builder and facilitator, committed towards the continued delivery of service excellence.

• Les Grands - Sales Executive

  2002 - 2005 Harnessed awareness of Algerian, Tunisian and Libyan customs to successfully export Algerian wheat; ensuring the continued delivery of first class customer service, alongside energy, drive and enthusiasm.
  
  Key achievements
  * Monitored expenditure and minimised costs in line with stringent budgetary constraints.
  * Negotiated wheat contracts with international suppliers; obtaining favourable prices on behalf of the company.
  * Played an integral role in the training and mentoring of staff at all levels.
  * Demonstrated a positive response to pressure in an often fast-paced and customer-oriented role.
  * Supervised and motivated staff while monitoring their performance.

• Abu Dhabi Investment Authority - Investment Analyst

  1999 - 2001 Identifying, analysing and presenting investment opportunities and strategies to Senior Investment Analysts while overseeing investment activity for the UK utility sector.

Formations

• Queen Mary And Westfield, University Of London (Londres)

  Londres 1996 - 1999 Bachelor of Science

• Lycée Français Charles De Gaule (Londres)

  Londres 1995 - 1995 GCSE

• Lycée Français Charles De Gaule (London)

  London 1987 - 1996 Baccalaureate Degree

Réseau

• Abdellatif OUAANABI

• Ahmed BENDOUMA

• Aimen GUEZGOUZ

• Alain - Pierre CONCHON

• Hadli FATEH

• Mourad LEKHAL

• Mourad 46 BENALLAL

• Stone DAVIDSON

• Tinhinane KERSANI