Kais KAROUI

En résumé

Entreprises

• Albaraka Bank - Finance Division-Head of SME

  2013 - maintenant

• Ahli United Bank - Relationship Manager

  2012 - 2013

• Faculte des Sciences Economiques et de Gestion de Tunis - Teacher

  2012 - 2012

• ABC Bank - Credit/ Financial Analyst

  2010 - 2011 - Preparation of reports that include the degree of risk involved in extending credit facilities.
  - Assessment of the overall credit worthiness of various clients (private companies/government owned companies/ FIs…).
  - Generation of business, industry and sector analysis reports.
  - Advice and recommendation of eventual changes to policy and procedures.
  - Liaison with other staff within the bank, such as account managers and product specialists.
  - Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit

• Union National Bank, Qatar - Credit Analyst

  2009 - 2010 - Preparation of financial analysis Reports, risk management and subsequent Credit Proposals.
  - Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  - Assessing the credit worthiness of existing and new clients.
  - helping to ensure that procedures comply with sector standards.
  - Development of new banking relations.
  - Customer Relation Management.

• Mashreq Bank - Credit Analyst/ A Team Leader

  2006 - 2009 - Preparation of credit proposals.
  - Work with traders and account managers to calculate the risk associated with specific transactions
  - Customer Relationship Management ( Retail and Large Corporate)
  - Prepare monthly team members objectives, follow up performance and provide assistance when required.
  - Training new joiners and direct reports
  - Organisation of team building and motivation sessions

• Universite Internaionale de Tunis - Teacher

  2003 - 2005 Financial Management, Financial short term decisions, Financial Maths

• Shannon Textiles - Export Sales Manager

  2003 - 2006 - Development of sales with the second largest fashion retailer in the UK
  - Realisation of complete business plan and marketing strategy to develop sales across the UK.
  - Development of diverse market oriented sales strategies
  - Management of existing portfolio of customers and development of customers’ network.
  - Attending international exhibitions on behalf of the company and high level meetings with local government entities.

• RAC/SPA United Nations Environment Program - Administration & Finance Officer

  2000 - 2002 Participation in budget planning and monitoring.
  - Management of all office expenses locally and internationally: bookkeeping, processing, payroll, bank accounts, etc…
  - Establishment of regular financial and non-financial reports.
  - Management of all office procurements, maintenance and inventories
  - Supervision of permanent and temporary international recruitments
  - Assistance to Country Manager in various tasks providing advice and recommendations
  - Providing all required support to local staff and temporary experts.
  - Management of all logistics related to international meetings.

• Auditech - Financial Analyst

  1998 - 2000 - Participated as official consultant in a national plan (Plan de Mise a niveau) to enhance the competitiveness of local SMEs.
  - Assessment of financial situation of pre-selected companies and preparation of official reports.
  - Building investment plans and profitability projections.
  - Follow up of the execution of investment plans and intervention when required.
  - Preparation of reports on international marketing and export solutions for some local SMEs.

• Tunisie Formation - Trainer

  1998 - 2000 Accounting principles, cost management.

Formations

• Ecole Supérieure De Commerce De Tunis (Tunis)

  Tunis 2011 - 2014 PhD
  
  Islamic Banking - Islamic vs Conventional Banks in terms of Risk, Return and Stability

• Faculté Des Sciences Economiques Et De Gestion De Tunis (Tunis)

  Tunis 1994 - 1998 Bachelor's Degree in Finance

Réseau

• Amira CHAIEB

• Farid BENDIAF

• Imene GASMI

• Main JARBOUI

• Michel GERFAUT

• Mohamed TERMOUL

• Nabil MEJRI

• Rym BOUHLEL

• Samir SADAOUI

• Soraya BOUTAMINE