Sonia GARCIA COBOS

En résumé

Entreprises

• General Electric - Risk Analyst - Europe

  Paris 2014 - maintenant Responsible for overseeing the processes and risk reporting for the effective oversight of the $11B Pan-European portfolio (Real Estate Owned, JVs, Commercial Debt & syndicated loans):
  · Led initiatives for operational risk management to develop automated, systematic and
  transparent reporting to the Risk, Asset Management and FP&A function.
  · Managed reporting delivery and supported risk metrics analysis for the 2nd Line of Defence and Risk Portfolio Management pitches: balanced scorecards, valuation, impairment, NOI and leasing performance vs. budget/forecast, tenant exposure, sensitivity scenarios and high risk assets.
  · Supported usage of metrics, calculations, reporting tools, functional interrelations, modelling techniques and managed bespoken changes to adhere to new policies.

• General Electric - Data Controllership Analyst - Europe

  Paris 2012 - 2014 Data governance, audit, mining analysis, monitoring and support to European platforms to ensure accurate, available and timely information of the portfolio (Debt & Equity - regional HQs in the UK, France, Spain, Nordics, Germany, Central Europe and Italy):
  · Big data analysis for the investment reporting sign-off of Europe: deal KRIs, capital structure and collateral characteristics, property financials, KPIs and input data for risk ratings and CCAR (Fed).
  · Coordinated requirements from the US global HQ, dealing with European platforms, functional teams, escalations and right owners (Risk, Finance, FP&A and Asset Managers).
  · Debt portfolio analytics, reviewed month-to-month loan metrics and capital variation as well as supported setup in systems and loan servicing outsourcing.
  · Reconciled cross-system information, data flows, procedures and consistency, internal and external: Oracle and Essbase mapping, IFRS and US GAAP divergences, asset management and risk/underwriting assumptions.
  · 3 awards for developing data quality tools through spreadsheets, business intelligence and process governance guidelines in order to highlight mistakes, root causes, save time and reduce potential issues.

• Polytechnic University of Valencia (Spain) - Strategy Project Analyst

  2011 - 2012 Assessment of a new strategic programme to support decision making:
  · Planned research phases, objectives and calendar.
  · Interacted with students, teachers and board members for information gathering.
  · Analyzed historical and performance results in order to obtain statistics.
  · Spread program information and elaborated reports and institutional publications.
  · Proposed actions according to program objectives and target group's interests.

• BBVA Banco - Business Banking Portfolio Analysis Internship

  2011 - 2011 Collaboration for Corporate Banking headquarters on:
  - Benchmarking, product portfolio and internal business performance analysis.
  - Business intelligence through financial results by products, offices and employees' roles.
  Presented conclusions to managing directors and internal stakeholders, resulting in the national spread across the company and its branches.

Formations

• IEM Business School (Valencia)

  Valencia 2010 - 2011 MBA Applied Management
  
  Merit full-tuition scholarship.

• University Of Valencia (Valencia)

  Valencia 2008 - 2010 Master’s degree in European Financial and Insurance Advice (EFPA)
  
  Banking, Financial Markets, Investment Funds, Fiscal Planning.
  60 ECTS + Internship. GPA: 8 out of 10.

• Universidad De Valencia (Valencia)

  Valencia 2005 - 2010 Bachelor’s degree in Business Administration and Management
  
  "Licenciatura'': 5 years + Thesis + Internships. GPA: 7.5 out of 10.
  Erasmus programme in Prague during spring semester 2009-2010.
  Thesis: development of an IT system in Access and procedures for a company to accomplish bureaucracy together with optimizing business performance.