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Aquapro
- Chairman of the advisory board
2017 - maintenant
: Chairman of the advisory board Plumbing and Drainage
A fast growing business in the South Island of New Zealand
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Business Navigator
- Adviser
2016 - maintenant
Activity: Business advisory specialised in business growth
Role: Adviser in New Zealand. When I heard of CASHFLOWNAV and the 5 FINANCIAL
MUST DO'S of BUSINESSNAV, I felt almost that it was a duty to make it known to SMEs
and I offered Don Graham the owner to develop his business in New Zealand. We assist
SMEs in the 1 to 30 million turnovers growing their business. Those companies often lack
time and resources to monitor their cashflow structure, do budgeting and forecasting,
maintain quality and reliability in their balance sheet, discipline themselves to regular
management meetings, and make timely decisions.
Like you use Google Map resources to monitor an itinerary, we discuss where they see their
business in the future (their destination), upload their specifics (how they travel) and model
scenarios (the different routes) and develop the likely one into a 36 month forecast (their
itinerary) with monthly budgets (the roundabouts) and upload actuals & meet monthly to
report issues and do corrections (proceed to the route). They use our software and team of
analysts to achieve the financial management of a corporation without needing the costly
resources.
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Property Equity Finance Limited
- Fondateur
1999 - maintenant
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Southern Capital
- Economist
1997 - 1998
Role: Build a financial modelling of the new city over 20 years and defend the economic
feasibility of the project at the Environment Court. It involved working with a team of experts.
The project was later sold by Southern Capital to another developer but the new city has
been built and is growing.
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Easyhome- Property Equity Finance Limited
- Creatordirector
1996 - maintenant
Activity: Residential mortgages
Role: Creator director. After observing potential buyers at the sales office of Ngai Tahu
Wigram base redevelopment of army houses, I noticed that most had good incomes but a
very low deposit. I created Easyhome a concept of 100% finance where buyers can access
ownership after a period of hard saving. I initially purchased houses on the base to test the
concept, then bought sections in the Christchurch area and had houses built by Orange
Homes, and financed by Easyhome then Countrywide Bank. In 1999, I converted Easyhome
into a purely lending product and launched Property Equity Finance Limited in a 50/50
shareholding partnership with Ronald Ball who committed to fund most of the company
development while I would manage the business. The business developed nationwide and
allowed 350 million of property sales to 1500 couples mostly first home buyers. Ronald
passed away unexpectedly in 2009 and the company has not issued new loans since but still
manages a small queue of mortgages. Property Equity Finance was a rare private finance
company not concerned by the GFC simply because we had never moved from our safe
lending criteria and in particular refused to lend over 35% of borrowers incomes when most
lenders if not all went to 45% or sometimes 50%, which revealed fatal to many.
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Ngai Tahu
- Finance consultant
1995 - 1995
Activity: Redevelopment of a decommissioned Air Base
Role: Ngai Tahu was buying its first asset the Wigram Airbase from the Crown but lacked
funds and required almost 100% finance. I worked with a team of consultants to model the
redevelopment of existing officers and army men housing and present Bank funding
applications. My enrolment stopped when the applications were approved. It was a very
good introduction to the New Zealand business environment.
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Fonciere Malbe- Trent Jones
- Director
1990 - 1992
Activity: Golf Resort
Role: I was employed to take off a project of 3 golf courses, a new village, hotels near St
Tropez. The project had been stalled for almost 20 years due to water access problems and
political issues with local environmentalists. It was shared between Fonciere Malbe a french
company based in Paris and Trent Jones Golf Architects based in Palo Alto (USA). I
reported to Fonciere Malbe as a company director and project manager. During my tenure,
the consents were issued, the water issue solved and the first 18 holes golf course and
embryo of the village were completed. The project was halted in 1992 after a successful
appeal of environmentalists to the Conseil d'Etat (equivalent of the US Supreme Court).
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Spie Loisirs- Spie Batignolles
- Regional Manager & Developer
1987 - 1989
Activity: Touristic real estate development
Role: In charge of the french Riviera, I managed a team of program managers, and
engineers and was personally in charge of sourcing development programs, which have
included a slice of Antibes Les Pins a new district between Antibes and Cannes (our share
was 220 apartments with resort equipment), Golfe Juan Harbour sea front (400 apartments
,swimming pools, commerce), monitoring the building and resource consents and the
building contracts which involved political lobbying, budgeting and financial projection
skills.
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Mediterranee Construction- Groupe Bouygues
- Development manager
1984 - 1987
Activity: Development of housing programs benefiting from subsidised loans.
Role: Working with architects and commercial real estate agents to identify appropriate
building sites, negotiate the land purchase and preparing the building consents and the
program budget. Bouygues is a global corporation renowned for the ``Bouygues Actitudes'' a
set of rules that drives the business. with strict personnel guidelines that have benefited me
for my whole professional life, like never hide a mistake or a poor result, never leave files in
your desk drawers, never postpone an annoying task, etc..
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UFF
- France Regional sales manager
Paris
1981 - 1984
Activity: Wealth management.
Role: After a period of formation and sales, I recruited, formed and managed a team of 8
financial advisers paid on commissions, which required a lot of mentoring.
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UFB-Locabail
- Inspecteur
1979 - 1981
Activity: Business and equipment finance.
Role: The company sourced clients from the vendors of heavy equipment and machinery like
earth moving machines, trucks and trailers, medical equipment (radiology, dental), printing
equipment, commercial property real estate. Keeping a good relation with those prescribers
and presenting a tailored funding solution to their clients was paramount.
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Les Artisans de Provence
- Cofounder Director
1978 - 1978
A startup in the production and marketing of household utensils in olive wood. It was a hard
learning experience as a young alumni that creating and managing a business requires more
than an idea and a technical advantage. We failed because we had a good technical
advantage but could not source hard wood dry enough which resulted in the utensils
cracking.
