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Alain LIGER

AUCKLAND

En résumé

BUSINESS SITTER: With over 20 years of experience as a business owner in New Zealand and 13 years as an executive in large companies in France, I can assist Business Owners to take a short or long break the same way people get a house sitter to look after their house when they travel.

Director of Property Equity Finance Limited
July 2000 – Present
Managing director creator. We have given access to 350 millions of properties to 1,400 clients with low deposit in New Zealand.

Trustee of RAB Trust
2009 2010. 22 million of various assets both in New Zealand and overseas.

Managing director of Liger Associates/Easyhome
1993 –2000 Christchurch NZ
Consultancy finance and economics. Between other:
- I organize finance for the sale of a major asset (decommissioned airbase) between the Crown and a native tribe.
- I also assessed the economic feasibility of a new city PEGASUS now built and expending north of Christchurch NZ

FRANCE

Director/Program manager of Fonciere Malbe 1990-1992 in Nice
Project manager of an international golf resort in collaboration with Trent Jones golf developers near St Tropez France

Program Manager of touristic resort developments at Spie Loisirs subsidiary of SpieBatignolles 1987 1990 in Nice.
Program manager, puchasing land, preparing projects, obtaining consent, negotiating building contracts, liaising with sales teams.
In particular, I was involved in the start up of Antibes les Pins a new urban and touristic district between Antibes and Juan les Pins on the French Riviera

Foncier at Bouygues Immobilier
1984 – 1987 Nice Area, France
Identifying suitable sites for residential real estate development, negotiating the purchase, and obtaining building consent.

Supervisor for UFF
March 1982 – March 1984 Nice Area, France
Regional sale manager, I recruited and trained a team of 8 Financial managers

Inspector at UFB/Locabail a subsidiary of Compagnie Bancaire
March 1979 – March 1982 in Nice Area, France
Business and Equipment finance


Mes compétences :
Direction de projet
Direction générale
Création d'entreprise

Entreprises

  • PROPERTY EQUTIY FINANCE LIMITED - PRESIDENT DIRECTEUR GENERAL

    2000 - maintenant Property Equity Finance Limited was created in 2000. It was based on the Easyhome concept.
    Easyhome was developed by Alain Liger in the 90s when there was no option available to buy a house with no deposit in New Zealand. At the start it combined a period of high capital payment with low interest to build up equity in a record time up to when it was safe for mainstream banks to take the relay and refinance the whole lot. Many young couples accessed ownership thanks to Easyhome.
    When it became clear that demand for the product was high, Alain met an investor, Ronald Ball, and they created Property Equity Finance Limited to further develop the concept.
    After a few months, the Christchurch based company was able to offer finance all over New Zealand and the activity of second mortgages took off from Whangarei to Invercargill. A major bank added a facility to assist the growth.
    In 2006 and 2007, contrary to most lenders including large banks, PEF resisted the temptation to allow higher Debt to Servicing ratio to the borrowers (allowing overall lending that would stretch borrowers’ capacity to a dangerous level) in order to increase business. As a result the company market share shrunk but when the Global Financial Crisis destroyed so many lenders, PEF went through unscathed.
    In 2009, after the passing of Ronald Ball, Alain bought back his shares and carried on managing the loan book and issuing short term business finance through factoring.
    Overall, between 2001 and 2009, PEF had issued $42 million of second mortgages, (1300 clients & $350 million of properties)

Formations

Réseau

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