-
GE Capital
- Lead Business Analyst (External)
Paris La Défense Cedex
2014 - maintenant
Project snapshot:
GE Capital started on April, 2014 a strategic project 'Valentine' aiming to launch new saving deposits offer with Corporate customer focus in order to comply with 'Basel III agreement' which transposes the new global standards on bank capital into EU law and set stronger prudential requirements for banks, requiring them to keep sufficient capital reserves and liquidity.
The solution was based on VBank solution from Temenos SA (Switzerland based, global banking software leader).
The key challenges were:
1/ Leveraging GE Money Bank deposits experience.
2/ Implementing only Must Have Functionality and Critical Interfaces.
3/ Fast Track Rollout.
4/ Single Customer View.
Topics covered:
> Term Deposits & Demand Deposits products
> Complete life cycle (Origination/Agreement, Servicing, Payment items processing, Interests accrual, Calling TD, Account closure, Customer correspondence),
> Internet Banking for Origination & Servicing
> Calculation of Commission for IFAs (Independant Financial Advisors)
> Payment & Collections (Incoming/Outgoing transfers)
> Accounting Interface
> Email Alerts to IFAs & Customers
> KYC and AML checks
> Reporting & Management reportings
> Regulatory Compliance
> Integration landscape (VBank & surrounding interfaces)
Main achievements:
> Interacted with Project Sponsors, Process owners and End-users to gather and formulate High Level Business Requirements,
> Conducted workshops to address the cross functional and integrated process issues,
> Designed To Be business processes that leverage standard VBank,
> Assessed different options of Target application architecture,
> Provided the Target business architecture requirements (IT recommendations & alternatives),
> Documented Design Patterns for each shared service and system component,
> Provided detailed functional specifications related to system integration requirements,
> Managed the sign off process with identified senior stakeholders,
> Produced detailed UAT,
-
AttijariWafa Bank
- Senior Business Analyst (DeltaBank Expert)
2010 - 2014
Project snapshot:
Attijariwafa Banking group (the largest banking group in Africa) started a large-sized program 2011-2012 aiming to implement the recent cutover of Delta-Bank V9.1 from Delta Informatique (Top 40 Core banking system vendor ranking: www.inntron.com/core_banking.html) within the framework of the latest acquisitions of the subsidiaries Crédit Agricole and BNP Paribas.
Functional scope:
- Coding system (Referential data),
- Products & Services,
- Accounting schemas,
- Posting model interpreter,
- Chart of accounts,
- Referentials (Business partner, Accounts, Users...etc.),
- Business partner module,
- Accounts module (Deposits/Savings Accounts),
- Users & Rights management,
- Accounting core system (Scale calculation & Interests postings, FX valuation and realization, Accounting posting reconciliation, Month&Year End Closing)
- Legal and Management reporting,
Main duties:
1- Interacted with Project Sponsors, stakeholders, Process owners and end-users to gather and formulate business requirements as per the scope covered,
2- Documented high level business solution meeting the requirements of the modules within the scope.
3- Provided detailed functional specifications dealing with the modules (refer to the scope),
4- Elicited, analyzed and documented Fit-Gap Analysis relating to Business partner and Accounts modules,
5- Documented implementation considerations and configuration rationales,
6- Prepared detailed functional specifications related to accounting reconciliation,
7- Actively involved in walkthroughs and meetings with development team to discuss related issues,
8- Provided detailed functional specifications related to data migration as per the scope covered.
9- Designed and Implemented Test plan, Test Cases/Scripts including automation,
-
Aareal Bank (Germany)
- Sr. Business Analyst in Core Banking
2009 - 2010
Client: One of the largest financial services group in Germany. The group provides banking, investment and loans services to private & corporate clients.
Project: The project aimed at replacing SAP CML and implementing Cassiopae package V3.49.14 to support Client’s business lines relating to Lending area (Syndicated loans, Construction loans, Mortgage loans, Trustee business, Securitization, Letter of credit, Collaterals , Funding…etc.).
Main achievements:
1- Conducted interviews with Business process owners and documented high level business solution meeting HGB and IFRS Accounting requirements,
2- Actively involved in walkthroughs and meetings with development team to discuss related issues.
3- Identified gaps in Accounting engine,
4- Prepared Accounting reconciliation specifications,
5- Prepared Extension specifications and maintained extensions inventory for topics relating to: Company transfer, Borrower change, Syndication change, Product type change.
6- Provided detailed functional specifications dealing with Accounting postings module (Syndicated loans, Construction loans, Mortgage loans, Guarantees, Letter of credit, Trustee business, Refinancing, Securitization, Loans with derivative instruments),
7- Documented implementation considerations and configuration rationales; and configured Accounting postings module (Chart of accounts,Account determination algorithm...etc.).
8- Documented implementation considerations and configuration rationales for all accounting postings:
- Off Balance Sheet postings,
- Disbursement,
- Premium/Discount,
- Loan Purchase ,
- Repayment,
- Interests in advance/in arrears,
- Early Pay Off,
- Accruals&Deferrals,
- Payment postings,
- Reversals,
- Relinquishment,
- Delinquency,
- FX Realization and Valuation,
- Loans with securitization,
- Loans with derivative instruments,
9- Prepared detailed functional specifications to address accounting reconciliation.
-
Société Générale Corporate & Investment Banking
- Senior Business Consultant
PARIS
2007 - 2009
September 2007 – Present (1 year 5 months)
Default Monitoring is a worldwide project aiming at implementing a 3-Tier application ensuring Basel II compliance and increasing efficiency to face a reversal of credit cycle.
Specifically role required:
- Interacted with Project Sponsors, stakeholders, developers and end-users to gather and formulate business requirements,
- Prepared Business Requirement Documents (BRD) based on the gathered requirements,
- Organized meetings and presented story boards to ensure accurate comprehension of Default Monitoring application with regards to mismatched scenarios
- Worked with the key users to design the GUI for the application,
- Designed mock-up User Interfaces to communicate visual data flow to the end users,
- Provided detailed functional specifications including both "TP Modules” (Watchlist Management, Recovery & Loss events management, Provision calculation, Provision WorkFlow approval) and “Batch modules” (Default life cycle management, 3rd Party/Rating/Commitments feeding, Consistency Checking, WorkFlow Engine (based upon Petri Nets),
- Developed detailed functional specification of interfaces between Default monitoring system and the other systems (Referential data system, Back office systems and GL system),
- Assisted in developing ER models for database design,
- Held walkthroughs with Development Team in order to create a better understanding of the system requirements,
- Actively involved in walkthroughs and meetings with development team to discuss related issues,
- Provide detailed requirements specification documents to include data migration (Extraction, Transcoding and Integration).
Recommendation (December 24, 2008 ):
Tarun Jain , Business Analyst (Kanbay, a Capgemini Group Company)worked directly with Abdenacer at Société Générale Corporate & Investment Banking
“To Whom It May Concern:
“Abdenacer has the ability to distill complex concepts into very simple and easy to understand words. Functional specifications written by him can be easily understood by non-functional people also. His clarity of thought is commendable.
Moreover his multi-lingual skills help him work effortlessly in multi-cultural teams spread across geographies. I wish him success in his future endeavours.”
Recommendation (December 13, 2008):
Faouzi ROCHD, Business Analyst, Worked directly with Abdenacer at Société Générale Corporate & Investment Banking
“To Whom It May Concern:
Abdenacer has exemplified the following:
+ Has complete understanding of "big picture" scenarios
+ Adapted to the Financial business environment easily
+ Completes ‘quality’ work quickly
+ Is extremely knowledgeable
+ Someone with strong development and project management skills
+ Incorporates new technology into users requests
+ Flexibility in accommodating users change requests
In closing, Abdenacer has been one of the few consultants that has been flexible, knowledgeable, and considerate of user/client needs in my SG CIB's work experience.
Thank You Abdenacer for your excellent support, direction and efforts in our time working together.”
-
Deloitte Consulting France
- Senior Retail Banking Consultant
Puteaux
2006 - 2007
Senior Retail Banking Consultant at Deloitte Consulting France
(Financial Services industry)
September 2006 – August 2007 (1 year)
The project aims at designing and customizing all functionalities included in the Core Accounting Engine based upon DELTA Global Banking Package.
As "DELTA Global Banking System Expert" I helped a leading retail banking of Algeria redesign Core banking system in order to support new business evolutions.
Specifically role required:
- Conducted interviews with Business Managers and documented high level business solution meeting Core Accounting Engine requirements,
- Elicited, analyzed and performed a detailed Fit-Gap analysis to differentiate between the “as is” and “to be” systems,
- Used SQL for Data Analysis and MS Excel to generate reports and create data-entry templates,
- Provided detailed functional specifications dealing with the following modules: Accounting posting, Referential (Clients, Accounts, Operations, Commissions and Fees, Users & Rights management), Balances, Authorisations (real time checking, Payment workflow, Warning handling), Data exchange (Central <-> Branches), Accounting posting reconciliation, Legal and Operational reporting,
- Designed and Implemented Test plan, Test Cases/Scripts including automation.
-
Webhelp Maroc
- Information System Consultant
Rabat
2005 - 2006
WebHelp France is a leading Outsourcing & Offshoring operator who expertises both on Inbound and Outbound Call Center Services.
Main projects:
1)WorkForce Management Software Package Implementation
- Developed “As Is” and “To Be” analysis,
- Elicited, analyzed and documented Fit/Gap Analysis,
- Provided detailed functional specifications dealing with the following modules: Forecasting, Adherence, Production and Reporting
- Provided detailed functional specification of Data migration,
- Designed and Implemented Test plan, Test Cases/Scripts including automation.
2)HR Information System Design & Build (In House development)
- Worked with various business lines to complete “As Is” as well as “To Be” analysis and documentation,
- Lead and facilitated requirements gathering workstream with key users,
- Developed use cases traced to requirements, UML diagrams (state, class, and component), web-site UI prototype & mock-ups, activity diagrams, and data mappings,
- Created metadata scripts that aided in test script builds and user acceptance and usability testing,
Recommendation:
Michael Couderc, Reporting Assistant, Webhelp (colleague)
To whom it may concern:
“Abdenacer has done a really good job at webhelp as defining data stream between different softwares, and processes, with really good contacts with users that allows us to write a lot of "oral" processes.” July 21, 2008
-
BMCE Bank
- Senior Consultant
2003 - 2005
Senior Consultant at BMCE Bank
(Privately Held; 5001-10,000 employees; Banking industry)
July 2003 – July 2005 (2 years 1 month)
Project overview :
In House development of "J2EE application" dealing with defaulted clients and their commitments (Deals, Facilities, Outstanding).
Main responsibilities:
- Leading the functional & technical aspects of scoping phase: “As Is” and “To Be” analysis (Functional, Technical and Organisational axis),
- Provided detailed functional specifications of modules (Unpaid Commitments feeding, Commitment downgrading, Commitments recovery, Provisioning, WorkFlow Approval)
- Provided detailed requirements specification documents to include data migration (Extraction, Transcoding and Integration),
- Designed and Implemented Test Cases/Scripts including automation.
-
SGMB
- Business Consultant
PARIS
2001 - 2003
Business Consultant at SGMB
(Public Company; 10,001 or more employees; GLE; Banking industry)
January 2001 – July 2003 (2 years 7 months)
Project overview :
Core banking system implementation based upon DELTA package.
Main responsabilities:
- Conducted interviews with Business Managers and documented high level business solution meeting Core Accounting Engine requirements,
- Elicited, analyzed and documented Fit/Gap Analysis,
- Provided detailed functional specifications dealing with the following modules: Accounting posting, Referential (Clients, Accounts, Operations, Commissions and Fees, Users & Rights management), Balances, Authorisations (real time checking, Payment workflow, Warning handling), Data exchange (Central Branches), Accounting posting reconciliation, Legal and Operational reporting, Front office (Teller, Change, Deposit, Withdrawal), Back Office (Direct debit, Bank transfer, Check, Commercial paper, Check clearing), Commitments (Personal, Real estate and Commercial loans, Collaterals, Guarantees, Default monitoring), Foreign transactions (Swift system, Off balance commitments,
- Designed and Implemented Test plan, Test Cases/Scripts including automation.
