Hafedh LAHOUEL

En résumé

Entreprises

• Hsbc - Customer Due Diligence Specialist

  Paris 2019 - maintenant
  - Prepares reports by collecting, analyzing, and summarizing information
  -Verification of the identity of our clients (¨Know your costumer" analysis). Recognition of complex legal structures, as Trust Deeds, Nominee Agreements, General and Limited Partnerships, etc.
  
  through clearly targeted research techniques.
  - Screening of individuals involved in the company, looking for adverse press or crimes, especially related to fraud and embezzlement. Investigation of Politically Exposed Persons.
  
  - Monitoring of their account movements, in order to recognize dormant clients or patterns of action, which aim to hide monetary assets of the company.
  
  - Compliance with reporting obligations under United States tax regulation applicable to non-US entities (FATCA).
  
  - Assessment of the environmental and social risks involved by the business activities of the companies.
  
  - transaction monitoring

• Vermeg - Quality Assurance Analyst & Business Analyst

  Tunis 2018 - 2019 - working on analyzing functional, user experience, and technical requirements during the complete software life cycle.
  
  - Practicing Agile project management methodology and tools Scrum and Jira.
  - Working on LombardRisk's col ine project, in collaboration with Bermingham and Shanghai Team
  - gathering requirements, writing user stories, proposing new improvements
  
  - Develop test strategies, creation and maintenance of test documentation
  - Product specification and requirement analysis
  - Test design and implementation
  - Performing, functional (backend / frontend), regression, integration, GUI, usability and API testing
  - Cross-platform testing on variety of desktop browsers
  - Defects and bugs investigation, reporting, tracking and verification

• Tunisia and Emirates BANK-BTE - Credit Analyst

  2016 - 2018 gathering information about clients
  - Conduct research through various and reliable sources to judge authenticity of financial transactions and loan lifecycle .
  
  - Preparing balance sheet, profit & loss, Cash flow analysis report
  
  3/5/19 © European Union, 2002-2019 http://europass.cedefop.europa.eu Page 1 / 4
  
  - Performed (quantitative and qualitative) analysis of requests for loans and lines of credit.
  - keeping company credit exposures within set risk bearing limits
  - Examining financial transactions and credit history case by case
  - Handle various kinds of financial statements like Audited, Reviewed, Compiled, and Tax Returns &
  Personal Financial Statement.
  
  - Completing loan application forms and submitting to loan committees for approval

• Tunisia and Emirates BANK-BTE - Bank Customer Service Representative

  2015 - 2016 Contribute to the creation and framework of the KYC/Know Your Partner (KYP) programs policies and procedures for current and future products and services.
  
  - Establish and promote cordial relationship with customers, ensuring prompt attendance to their inquiries and solving their problems to grant them maximum satisfaction
  
  - Cross-sel bank products and services based on customer needs in accordance with the
  banks'program standards.
  
  - Maintain high volume of quality work, while insuring highest confidentiality
  - Provide assistance to all other members of staf in other departments of the bank by liaising with them through healthy interactions

• Deloitte - Consultant

  Puteaux 2014 - 2015 Examining historical financial statements and related financial metrics, with future projections
  - M&A transaction advisory engagements primarily working with large-cap private equity investors and their portfolio companies
  
  - Produce and deliver customized diligence reports summarizing key diligence findings
  - Engage in PEI and portfolio company client relationship development activities

• Bank Of Tunis and Emirats - Customer Service Representative

  2013 - 2013 Summer Internship , 1 Month :
  - Customer Service Representative
  PERSONAL SKILLS
  
  Mother tongue(s) Arabic
  
  Foreign language(s) UNDERSTANDING SPEAKING WRITING
  
  Listening Reading Spoken interaction Spoken production

• ZVIP CONSULTING COMPANY - Consultant ( Internship )

  2012 - 2012 Business and marketing plan preparation
  - financial search and procurement
  - IT consulting services, management development, human resources and advising.

Formations

• School Of Management (Tunis)

  Tunis 2014 - 2016 Master en Ingénierie financière
  
  http://www.ihet.ens.tn/
  
  -Private Equity
  -Financial Management and Corporate Policy
  -Technics of International Finance
  -Principles of Strategic Management
  -Strategy in Banking
  -Risk Management in Financial Markets
  -Fixed Income Securities and Credit Markets..

• Business School Of Tunis (Mannouba)

  Mannouba 2011 - 2014 Bachelors Degree
  
  http://www.esct.rnu.tn
  
  -Micro and Macroeconomics
  -Quantitative Methods for Business
  -Business Modelling
  -Banking Law and Practice
  -Financial Accounting

Réseau

• Anne MASSART

• Dominique LABIS

• Fred CORDIER

• Hr LA

• José Francisco RODRÍGUEZ Y QUEIRUGA

• Nadia BELARBI

• Patrice ALQUIER

• Stéphane CLEMENT