Philippe MAILLOT

La Défense

En résumé

Over 14 years of international banking risk management, financial analysis and financial markets experience. Strengths including credit risk, financial markets, people management, analytical skills, risk policies and interaction with Top Managers.

Mes compétences :
Risk management
Investment banking
Private equity
Credit Risk
Equity research
Corporate finance
Financial analysis
Fixed income
Financial markets


  • Dexia - Head of Credit Risk / Directeur des Risques de crédit

    La Défense 2014 - maintenant Direct Report to the Chief Risk Officer & member of the Dexia Risk Executive Committee :
    - Credit Risk follow-up a large portfolio (Project Finance, Corporate, Local Public Sector, Financial Institutions, ABS...) of bonds/loans & derivatives of approx. € 180 Bios
    - Management of a team of 60 Credit Risk Analysts, Model Managers & Transversal Risk Managers,
    - Credit Risk Policies, Limits & Commitments
    - Attending the different Credit Risk Committees (Credit Committee, Default Committee...) & in regular contact with the banking regulators and external auditors,
    - Management of Transversal Projects (ex : Asset Qualitative Review from the ECB...)
  • Dexia (Brussels) - Director - Head of Expertise Center Credit Financial Institutions, ABS & Sovereigns-Risk Management

    La Défense 2012 - 2013 - Management of a team of 17 credit analysts, model managers and middle office analysts in Paris and Brussels (plus coordination of 4 analysts in New York) dedicated to the internal rating assignment (Basel II), surveillance and analysis of a portfolio of banks, monolines, covered bonds, structured finance and sovereigns exposures. This also includes the management of limits and exposures (global countries exposures, derivatives, repo, securities lending transactions…), the submission of transactions to the Credit Committee and the management of the Basel II models in coordination with the modeling team,
    - Re-organization of the team and transfer of competencies following the Dexia restructuring in early 2012,
    - In charge for the Risk Department of the follow-up of the “deleveraging” process on the bond portfolio (presentations to the Management Board, quarterly Front/Risk meeting in Dublin, recommendations on sales proposals to the General manager in charge of Risk),
    - Restructuring of positions (mainly ABS) in coordination with the front Office,
    - Management of the “watchlist” process and proposals for provisioning (specific provisions, definition of the methodology and calibration of collective reserves),
    - Quarterly risk presentation to the banking regulators and external auditors with the Chief Risk Officer,
    - Transversal issues: definition of stress tests assumptions, contribution to the risk policies and guidelines, follow-up of regulatory evolutions (Basel II), risk reporting production…
  • Dexia (Brussels) - Head of the Asset Backed Securities Expertise Center

    2009 - 2012 - Management of a team of 13 credit analysts and risk managers dedicated to the follow-up of the Dexia ABS portfolio in Run-off (> Euros 40 billion initially – mainly CDOs, European RMBS, US RMBS),
    - Provisions proposals in the quarterly “Watchlist” process,
    - Recommendations to the Chief Risk Officer and the Credit Committee for the optimization of the ABS portfolio at the level of: (i) the type of products owned: naked or wrapped bonds, CDS Back-to-Back, NBT, TRS, (ii) the underlying credit risk: surveillance of specific positions and “de-risking” proposals depending on internal financial and strategic constraints (P&L, Basle II, funding….)
    - Development of cash-flow models dedicated to the European RMBS positions (approx. Euros 15 billion : Spanish, Irish, UK, Greek, Italian, Dutch, Australian, Portuguese RMBS)
    - Quarterly mission in New York for the follow-up of the sensitive US RMBS (subprime) portfolio, feedback and recommendations to the Dexia Management Board and the Audit Committee,
    - Managing the ABS valuation process of the portfolio (mark-to-market & mark-to-model) relating to the closing, “repo” transactions or to the internal securitization vehicle,
    - Presentations of the portfolio to the French and Belgian regulators and to the auditors,
  • Dexia (Paris) - Risk Manager

    2007 - 2009 - Analysis and presentation to the Group Credit Committee of transactions out of the FSA’s delegation : Project Finance (PFI/PPP), ABS (RMBS, auto-loans, CDOs…), US or International Municipal bonds,
    - Presentation to the Management Board for the quarterly Risk Committee of FSA in New York (identification and review of the major risks within the USD 400 Billion Insurance Portfolio, interviews with the local risk and underwriting teams),
    - Coordination between the Dexia and FSA Risk Management on risk issues between the entity and the Head Office (market risk, operational risk, reporting implementation, transversal projects),
  • Dexia (Paris) - Senior Credit Analyst

    2005 - 2007 - Analysis and presentation to the Credit Committee of transactions on the US and Japanese Public Sector,
    - Development of an internal scoring model to assess Japanese local authorities (47 Prefecture and more than 800 cities) in collaboration with the Tokyo Chief Risk Officer,
  • SGPA (Investment fund) - Acquisitions & Subsidiaries Manager

    2003 - 2005 Acquisitions & Subsidiaries Manager
    - Financial analysis of companies in the distribution sector in France (Sales between Euros 10 and 30 millions) for potential acquisition via a LBO structure,
    - Follow-up of the portfolio of subsidiaries and presentation to the General Manager : financial results analysis,
    Refinancing options and proposals for reorganization,
    - Management of a two persons team (financial controller and one assistant).
  • ING - Sell-Side Equity Analyst

    2000 - 2003 - Analysis and recommendations on a portfolio of European Mid-Caps : distribution, transportation, wine, leisure and hotels,
    - Research presentations and daily contact with European Assets Managers,


Pas de formation renseignée


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