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Pascal BERTRAND

Paris

En résumé

Specific skills
- Insurance / Life & Health business
- Stategic analysis (profit rate / solvency, profitability scoring, bank attrition, customer value, Activity Based Costing, European anti-trust analysis - personal loans and current accounts)
- Digital transformation / New tech innovations (IoT, BI, Big data, Blockchain, health tech, insur tech)
- Market studies, business cases, strategical analysis for organic growth and operational effectiveness (Financial Services: Bank & Insurance)
- Program management

Mes compétences :
Conseil
Communication
Management
Assurance
Stratégie
Actuariat
Business Intelligence
Digital
Marketing
Vente

Entreprises

  • Groupama Gan Vie - Directeur International Life & Health business line

    Paris 2017 - maintenant Business line en charge de la stratégie de développement des activités Assurances de Personnes auprès des filiales internationales du Groupe :
    Santé (indiv. et collective), Prévoyance (indiv. et collective), Épargne, Retraite, Emprunteur, Affinitaire
  • Groupama Gan Vie - Directeur souscription Collectives

    Paris 2013 - 2017
  • AXA Solutions Collectives - Head of Health & Protection underwriting with large brokers

    2012 - 2013 Underwriting
    Quotations & Subscriptions
    Renewals & Tariff adjustments
    Technical & Profit sharing accounts / Annual results
    Actuarial studies
  • AXA - Insurance - Employee Benefits development operating support & strategy

    2008 - 2012 Operating support & Strategy for the international development of Employee Benefits / Group Life business

    Head of mission for Group Life and Pensions Strategy

    Description of the missions :
    - Assistance and consulting for management board and executive committees (communication, strategy / market / social and political analysis, impacts analysis, benefits / business value...)
    - Administrator of Executive committees
    - Employee Benefits international development support
    - Group Life strategy
    - Action plans for business units & business departments (Health, Protection & Disability, LTC, Pensions, Employee Savings)
    - Business Plans / Projects & JV / Requests for proposal
    - Supervision & coordination of operational projects
  • PricewaterhouseCoopers - Performance Improvement - Operational Strategy Manager

    Neuilly-sur-Seine 2006 - 2008 PricewaterhouseCoopers’ performance improvement offering helps you attain increased performance by improving the efficiency and effectiveness of your company’s key business operations. Using our deep understanding of finance, risk management/compliance, IT systems, operations and human resources, we help our clients identify and implement cost saving initiatives, improve management and control, identify and manage risk and improve quality. We also use our proven experience and knowledge to provide hands-on assistance to improve financial under-performance and cash-flow management.

    Financial effectiveness

    * Standardisation and simplification
    * Performance management
    * Consolidation and management information
    * People and organisation
    * Treasury and capital optimisation
    * Controls optimisation

    PricewaterhouseCoopers is well known in the marketplace for our knowledge and experience in all types of financial transactions:

    * Mergers and acquisitions - We focus on the deal continuum from strategy through execution to post deal integration, including financial and operational due diligence, accessing the capital markets and valuing, negotiating and structuring deals.

    * Strategic and valuation advice – We provide independent expert valuation advice for your business; we evaluate the financial implications for example, of corporate debt, restructuring, investments, mergers and joint-ventures; we advise on better managing assets and large capital investments amidst increased competition, or in times of uncertainty; we evaluate technical, operational, market and financial risks.

    * Growth or divestments and developing exit strategies – Our specialists help you complete and extract the maximum value from your transactions.
  • Ecole des Mines - Institut Mines Telecom Atlantique - Enseignant en analyse Decisionnelle - Business Intelligence

    2003 - maintenant Intervention en dernière année pour présenter les concepts et outils de l'analyse décisionnelle.
  • Business et Decision - Project Manager

    2001 - 2006 - Business referent for a national banking group: financial and banking expert.
    - Strategic Consulting, including profitability analysis, customers segmentation and scoring, controlling, analytic accounting / operating statement, sales strategy development.
    - Decisional studies for federal consolidation and strategic reports.

Formations

Réseau

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